Tow Now Pay Later

1. Acceptance of Terms

By accessing and using TowFi services (when available), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Service Description

TowFi will provide a platform connecting users with towing service providers. We will offer a "Tow Now Pay Later" payment option that allows users to receive towing services and pay at a later date through installment plans.

3. Service Availability

Important: TowFi services are currently in development and not yet available. We expect to launch in 2025. These terms will apply when our services become available.

4. User Accounts

To use our services (when available), you will need to create an account with accurate and complete information. You will be responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

5. Payment Terms

When using our future "Tow Now Pay Later" option:

• You will agree to pay the full amount for services received according to the payment plan selected.
• Late payments may result in additional fees.
• We may use third-party payment processors to handle transactions.
• You will authorize us to charge the payment method associated with your account.

6. Service Availability

While we will strive to ensure service availability, we cannot guarantee that towing services will be available in all areas or at all times. Service response times may vary based on location, traffic conditions, and service provider availability.

7. Limitation of Liability

TowFi will not be liable for any damages or losses resulting from the use of our services, including but not limited to direct, indirect, incidental, or consequential damages.

8. Modifications to Terms

We reserve the right to modify these terms at any time. Continued use of our services after such modifications will constitute your acceptance of the revised terms.

9. Governing Law

These terms are governed by the laws of the State of Washington, without regard to its conflict of law provisions.

Important Notice

TowFi is currently in development and not yet operational. This privacy policy outlines how we will handle your information when our services launch in 2025.

1. Information We Will Collect

When our services are available, we will collect the following types of information:

• Personal Information: Name, email address, phone number, billing address, payment information.
• Location Data: GPS location when using our app for service requests.
• Device Information: Device type, operating system, and browser information.
• Usage Data: How you interact with our services, features you use, and time spent on the app.

2. How We Will Use Your Information

We will use your information to:

• Provide and improve our services
• Process payments and manage accounts
• Connect you with towing service providers
• Communicate with you about your service requests
• Send updates, promotional offers, and marketing communications (with your consent)
• Ensure compliance with our terms and applicable laws

3. Information Sharing

We may share your information with:

• Towing service providers to fulfill your service requests
• Payment processors to handle transactions
• Service providers who assist in operating our business
• Legal authorities when required by law

4. Data Security

We will implement reasonable security measures to protect your information from unauthorized access, alteration, or disclosure. However, no method of data transmission or storage is 100% secure.

5. Your Rights

Depending on your location, you may have rights to:

• Access your personal information
• Correct inaccurate information
• Delete your information
• Object to or restrict certain processing
• Data portability

6. Current Data Collection

Currently, we only collect email addresses from visitors who sign up for launch notifications. This information is used solely to notify you when TowFi becomes available and will not be shared with third parties.

7. Cookies and Similar Technologies

We may use cookies and similar technologies to enhance your experience, gather information about users, and improve our services. You can manage your cookie preferences through your browser settings.

8. Policy Updates

We may update this Privacy Policy periodically. We will notify you of any material changes through our website or by email.